Usually you are better off by waiting until age 70 to collect social security $ I recommend the Kotlikoff book to check any strategy before age 70.
Obama wants you to apply for benefits ASAP to reduce your check to save the government money.
Sooner so you can buy more sugar, flour, alcohol, tobacco, fossil fuels so you will die sooner and save the government even more money.
Sooner gives you more money to spend on opiates so you will overdose and die sooner.
Better yet, just buy a gun and shoot yourself dead so the government can save money sooner.
Defeat the Obamacare agenda – stay alive and healthy!
Eat properly, diet, and exercise.
The longer you can stay alive the more $ you can collect from social security. The longer you stay healthy the less $ you waste on illness. Hawaii is healthier and lives longer.
Move to the best and go with the flow, do as the Hawaiians do.
The more I read the more it appears that diseases are preventable. Reading a few books a year is enough.
Read slow so you understand then re-read several times.
Read on paper in sunlight so you don’t get polluted by dirty electricity or destructive indoor lighting. $100 per year on books is too much.
Can read free at your local library usually.
Take 1 class a semester in college until you get an MD.
Those books may cost more than $100 but if you are not healthy your brain will not be able to do the work. Start cheap with
and asian cooking classes in Hawaii
or get a job in a restaurant in Hawaii.
Then take college science classes to prepare for medical school.
Most USA Asian food is dumbed down for junk food eaters.
Have to learn the correct way in Asian culture.
Also much of that is bad too so learn the healthy Asian eating. Must have proper training in herbs, spices, herbal medicines, etc.
On Jul 4, 2017, at 9:16 AM, J. C. JOHN wrote:
Tricky business…. you must know when you’re going to kick the bucket to be precise.
In order to determine the best time to claim Social Security, you’ll need a specialized calculator.
Why? Because when you take Social Security will lock in place your lifetime benefit.
Generally, the earlier you take it, the lower the monthly payment. Social Security will pay you a premium if you wait until 70.
But not everyone can wait — most take it early — so there’s some trade-offs. The following free calculators will help you decide.
AARP. A simple and accessible online calculator allows you to personalize your strategy, see benefits and maximize them.
Financial Engines. Recently offered by the online money manager, the program will prepare a “personalized Social Security plan in five minutes.” It would work even better if you’re already in a Financial Engines 401(k).
Social Security Administration. While the government offers a suite of calculators, they are mostly starting points to estimate retirement, disability and spousal benefits. Recommended by Forbes
Social Security Maximizer. Offered by Omyen Corp., the product allows you to explore a number of scenarios.
Social Security 360 Analyzer. Designed to prepare client-ready reports, this tool from Nationwide Financial is available to Nationwide advisors and those “registered to use the sales and service center.”
SSAnalyze! Offered by Bedrock Capital Management, this one-page tool allows you to plug in cost-of-living, discount rates, life expectancy and spousal information.
T. Rowe Price. This basic tool allows you to make assumptions about life expectancy and projected monthly benefits.